Although they are not insureds, brokers often act on behalf of and are closely aligned with policyholders. They can therefore benefit from the same services Tom offers to policyholders and insureds. MGAs, although they are not risk-bearing insurers, act on behalf of and are closely aligned with insurers and reinsurers. They can therefore benefit from the same services Tom offers to insurers and reinsurers.

        Such services are particularly valuable to brokers and MGAs, because only the largest brokerages and agencies are willing to undertake the expense of employing full-time, in-house coverage lawyers.

Key Benefits

• Having your own source of independent advice from an experienced coverage lawyer, rather than depending on the opinions of lawyers working for either the insurer or the insured.
• Receiving legal services on an as-needed, pay-as-you-go basis, rather than employing a full-time in-house coverage lawyer.

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Last modified: 01/03/08